2 The Medium-Term Financial Strategy



2.01 The objective of the Government's economic policy is to promote sustained economic growth and rising living standards. This requires:

This chapter sets out how monetary and fiscal policies are directed at achieving a stable macroeconomic environment and describes policies which have played a key role in improving performance in the economy over the longer term.

2.02 In July, the International Monetary Fund's annual mission to review the UK economy concluded that the UK's economic performance was "enviable" and in large measure due to "sound economic policies". This Budget continues to build on these policies and, in particular, has taken firm action to bring the public finances back on track. This will safeguard the rising prosperity that has been achieved and ensure living standards continue to rise.

Macroeconomic framework

Low inflation

2.03 Economies work best when inflation is low and stable. Inflation imposes costs on the economy by distorting the economic decisions of consumers and producers. It arbitrarily redistributes income and wealth and distorts investment and saving decisions.

2.04 Monetary policy's role is to deliver permanently low inflation. The Government has set an explicit inflation objective since October 1992. The aim is to achieve underlying inflation (measured by the RPI excluding mortgage interest payments) of 2 1/2 per cent or less. Monetary policy will continue to be set to achieve this target.

CHART HERE

2.05 Since an inflation target has been set, the UK has achieved its best inflation performance for almost 50 years. Through a series of steps, including publication of the Bank of England's Inflation Report and the minutes of the Chancellor's monthly meetings with the Governor, the framework of monetary policy has become increasingly open and is now one of the most transparent in the world. These measures enhance the credibility of the monetary framework.

2.06 Monetary policy influences inflation only with a lag, so interest rate decisions are based on an assessment of the prospects for inflation up to two years ahead. Interest rate decisions are not based solely on any one indicator but on an assessment of all the relevant information concerning the prospects for inflation, including:

The published minutes of the monthly meetings set out fully the considerations underpinning each discussion.

2.07 Although interest rate decisions are taken on the basis of all relevant information, the Government sets medium-term monitoring ranges for the monetary aggregates. The Government has decided to retain the current ranges for M0 and M4, of annual growth of 0-4 per cent and 3-9 per cent respectively. Since 1993, growth of M0 has consistently exceeded its range while inflation has remained low. This is likely to be related to the move to a low inflation environment and some slowdown in the rate of innovation in methods of cash payment in recent years. M4 growth has remained slightly above its monitoring range since November 1995. The introduction of the gilt repo market in January and the high level of mergers and acquisitions have temporarily boosted M4 growth this year. In the face of these uncertainties the Government will continue to keep the monitoring ranges under review.

2.08 The Government has explicitly acknowledged that events outside its control, such as sharp movements in commodity prices, might temporarily take inflation away from its target level. As a result, the Government does not expect to achieve the inflation target exactly in every month. Since 1993 underlying inflation has ranged between 2 per cent and 3 1/2 per cent. But in this forward-looking framework, monetary policy responds to changes in cost and demand pressures which alter the outlook for inflation. Interest rates were therefore increased in October 1996 in response to new data showing an acceleration of output, to pre-empt any future build-up in inflationary pressures.

Sound public finances

2.09 Fiscal policy's role is to maintain sound public finances. The Government's fiscal objective is to bring the PSBR back towards balance over the medium term, and in particular to ensure that when the economy is on trend the public sector borrows no more than is required to finance its net capital spending.

2.10 The PSBR as a share of GDP has fallen by half between 1993-94 and 1996-97. The Budget measures ensure that borrowing continues to fall and that the Government achieves its fiscal objectives. Borrowing is projected to fall below net capital spending in 1999-2000, bringing the public sector current account into surplus. The PSBR is also close to balance in that year.

Table 2.1 The public sector's finances
 Per cent of GDP
 OutturnForecastProjection
 1995-961996-971997-981998-991999-002000-012001-02
GGE(X)(1)42 1/4 41 1/4 40 39 38 1/4 37 1/2 36 3/4
General government receipts38 37 3/4 383838 1/2 3939 1/4
Other items(2) 1/4 0 1/2 1/2 1/2 1/2 1/2
PSBR 4 1/2 3 1/2 2 1/2 1 1/2 1/2 - 3/4 -2
Memo:General government financial deficit(3) 5 4 2 1/2 1 1/2 1/4 -1-2 1/4
Public sector
  current balance
-3 1/2 -2 3/4 -1 3/4 - 3/4 1/2 1 3/4 2 3/4
(1) General government expenditure excluding privatisation proceeds and lottery-financed spending, and net of interest and dividend receipts.

(2) Lottery-financed spending, interest and dividend receipts, privatisation proceeds and public corporations' market and overseas borrowing.

(3) Definition as for Maastricht criterion.

2.11 The projected improvement in the PSBR is largely driven by the Government's tax and spending policies. Over the next five years, the PSBR as a share of GDP is projected to fall by more than 5 percentage points. Tight control of government spending contributes over 4 percentage points of this reduction, and is in line with the Government's objective of getting spending as a share of GDP down below 40 per cent. The Budget measures designed to protect the ordinary taxpayer will help secure the tax base. These changes, along with the existing commitment to future real increases in road fuel and tobacco duties, raise the ratio of government receipts to GDP.

2.12 The continuing fall in borrowing at first stabilises, and then reduces, the ratio of government debt to GDP. Lower borrowing reduces the burden of debt interest payments over time, helping to release resources for spending on public services or reducing taxes. The debt ratio is lower than in 1979, in contrast to all other major European Union countries where very sharp increases have been recorded.

2.13 The general government financial deficit (GGFD) ratio to GDP is forecast to fall below the 3 per cent Maastricht reference value in 1997-98, enabling the UK to meet the 1997 deficit criterion for qualification for participation in the single currency. The corresponding ratio of gross general government debt to GDP remains below its reference value of 60 per cent throughout. This compares favourably with the position of other European Union member states.

2.14 The development of resource accounting and budgeting, as set out inlastyear's White Paper "Better Accounting for the Taxpayer's Money" (Cm2929), will contribute to the overall picture of the public finances and help ensure that decisions on public sector current and capital spending better reflect their economic significance. Resource accounting will be implemented in all government departments by 1998, and the first resource accounts will be published in respect of 1999-2000. These will provide information on the use of assets and the allocation of expenditure by objective. Resource budgeting will be introduced in 2000.

2.15 In recent years national saving has risen from the relatively low levels to which it fell in the early 1990s. The continuing reduction of public sector borrowing can be expected to raise the level of national saving, providing resources for investment and improving the long-run productive potential of the economy.

Improving long-term economic performance

2.16 Structural measures play an important role in improving the long-term performance of the economy. The Government has introduced an extensive programme of policies to improve the flexibility and competitiveness of the economy by making markets work better, as set out in the box below.

2.17 These policies have resulted in many improvements:

Structural policies have played an important part in the strength of this recovery and are key reasons why it can be sustained into the future.

2.18 Both the IMF and the OECD recently commended the UK for its programme of reforms. The IMF said that "structural policies - notably privatisation, labour market reforms and deregulation - have contributed importantly to improving economic performance and prospects"; while the OECD in its annual survey of the UK economy noted these reforms had helped the UK become "a more flexible and less inflation prone economy".

2.19 The Budget continues to build on this success by cutting tax rates further, and by targeting spending on priority areas such as the health service, education and combating crime while maintaining a responsible approach to the public finances.


Policies to improve long-term economic performance

Cutting tax rates to sharpen incentives

A higher quality workforce and a more responsive labour market

Reducing and reforming the public sector

More efficient product markets


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[Prepared November 1996]